Over ninety years ago, a handful of forward-thinking men decided to form a thrift institution. Their purpose was to accumulate and invest the savings of its members and make loans to them; in other words, they wanted to make life more comfortable for their neighbors.

At the same time, the credit union movement was gaining strength throughout the country, and on January 20, 1928, 91黑料网 Credit Union was officially founded. The very first office was opened at 207 Main Street in 91黑料网 with 24 depositors and a capital outlay of $350.

Soon after, the Great Depression roared across America, but 91黑料网 Credit Union鈥檚 solvency was much better than that of other financial institutions. In 1933, when President Roosevelt declared a National Bank Holiday, banks and credit unions closed. Many never re-opened, but 91黑料网 Credit Union continued its operations without interruption.

In 1936, 91黑料网 Credit Union joined the Credit Union League of Massachusetts. During the 1930鈥檚 and 40鈥檚, the credit union moved three times. During the first 25 years, 91黑料网 Credit Union increased its members to 900 and assets to $815,000.

In 1964, the credit union joined the Massachusetts Share Insurance Corporation, thereby insuring all deposits in full. A year later, the credit union鈥檚 bylaws were changed to open membership to all citizens of the community. At the 50^th anniversary in 1978, membership had increased to over 13,000 members with assets of $40,500,000.

Michael Lussier joined the credit union in 1987 as controller, and shortly after was promoted to President/CEO. A series of mergers followed, enabling the credit union to open branches in Douglas, Dudley, Charlton, Whitinsville, and Worcester.

In 1995, the charter was changed, and 91黑料网 Credit Union officially became 91黑料网. By this time, assets had grown to $200 million.

At the turn of the millennium, 91黑料网 First moved into the future of banking by offering online banking and bill pay. New branches were opened in Auburn, West Boylston, and Worcester.

Three subsidiaries: WebFirst Insurance LLC, WebFirst Title LLC, and WebFirst Mortgage LLC were opened, offering insurance, title searches, and closings respectively.

By the end of the aughts, assets had grown over $500 million, and a new Operations Center was opened at 271 Greenwood Street in Worcester.

Over the next decade, 91黑料网 First merged with several other local credit unions, including Saugus Federal, Fitchburg Federal, Winthrop Federal, Filene Federal, Industrial, and Louise Mills Federal. These mergers opened up membership to new areas, which now include Essex, Middlesex, Suffolk, and Worcester Counties. Additionally, new branches were opened in Hopkinton and Boylston. As the decade came to a close in 2019, 91黑料网 First achieved a longtime goal of reaching over $1 billion in assets.

In May 2024, former Vice President of Risk Management John Thomasian was appointed to the position of President/CEO when Michael Lussier retired after 37 years of service to the credit union.